Welcome to Atherton York, 
Chartered Financial Planners. 

Atherton York specialise in providing independent
financial advice (IFA), working with you to make 
the most of your money so you can have the lifestyle 
that you desire.

Not all financial planners are the same. We pride ourselves on
delivering the right combination of traditional values with
exceptional knowledge and experience, whilst making use
of the latest technology. 

Latest.

  • About us.

    Atherton York provides financial advice for individuals and businesses. Based in London, but with clients nationwide, we specialise in understanding and working with people who want to make the most of their money to enable the lifestyle that they desire.

    We believe in the value of good advice and along with years of experience, we have the best qualifications available enabling us to deliver this. Our key people are Chartered and have Fellowship status at the Personal Finance Society. We operate to the highest possible level in our profession, putting us in the top tier in terms of qualifications and professionalism.

    Our values underpin our advice and they are a little bit old-fashioned. Use money wisely - it is hard earned. Budget carefully. Only borrow when necessary and repay debt quickly. Take considered risks but do so within the context of the broader picture. Plan carefully and take good advice.

    We passionately believe in our independence. We are privately owned and our recommendations are based on access to the entire market, with no specific allegiances to any one provider. We also invest our own money with the providers and in the funds that we recommend. This way we can be sure that our recommendations are current and up to date. After all, you should always put your money where your mouth is!

    Atherton York has been chosen for an award
    by independent review site Vouched For. We have received 5/5 as an 
    average score for our reviews! Click here to read more...

  • Why choose us?

    Not all financial planners are the same or operate with our values. We pride ourselves on delivering in the following key areas:

    CARING.
    We care about our client’s lives and appreciate the consequences of their financial decision-making.

    KNOWLEDGEABLE.

    Our education and experience means we provide sophisticated, comprehensive financial planning. 

    SECURITY.

    It’s our job to deliver peace of mind to our clients and in our approach and services we ensure we deliver this.

    COLLABORATIVE.

    The best advice comes from strong relationships, we work to build trust and mutual respect with our clients.

    INTEGRITY.

    It's important to us that we act with the utmost integrity and that our clients are confident in the advice we give.

  • Testimonials.

    "What has impressed us has been the way Neal combines a detailed and enthusiastic knowledge of financial planning with fundamental integrity that inspires trust, a most welcome change from the cynicism and greed that seems endemic in certain parts of the financial world." More 

          James & Eileen Brown,
          Retired, Cornwall.

    "The advice and direction I have received has lead to some excellent tax planning both in my pension and other investments, which I would have missed out on without the direction given." More

     

          Andrew Chaplin, 
          Investment Manager,
          London.

    "The professional and impartial service we have received has provided us with piece of mind and we are very comfortable with our current financial status, thanks to Neal. We highly recommend his services and have already done so to family and friends." More
           

          Donna & Tim Davis, 
          Retired, Hampshire.

    "In looking for a skilled financial adviser, my three questions were: 'Are they truly independent? Is service and integrity their priority? And are their charges clear and fair? In my experience of this last year, Neal has answered all three questions with a resounding 'yes'. Neal leads the company from the front, by being an exemplary professional in all his dealings." More

     

          

    "Neal is a true expert in his field providing useful advice and ideas to even the most finically aware investors. His extensive knowledge and customer focus have delivered great results for me. I would recommend him to anyone that requires complex or straight forward advice."

          Jet Lali, Digital
          Business Consultant,
          London.

     

     

    Click here to read our testimonials in full and see latest case studies.

  • Case studies.

    We work with all different types of people, with lots of different circumstances. See our case studies below to see how we have assisted clients in the past.

    Robin and Chris - couple in mid 40's without children.
    Robin and Chris had previously taken a scatter-gun approach to financial planning. Despite consistently using their pension and ISA allowances, the large number of products they had with a number of different providers meant they felt that planning was beyond their control. Read more  

    Patricia and Bill - couple in their late 50's with children.
    Patricia and Bill were close to retirement when they approached Atherton York for financial advice. They had both accumulated a number of small pension pots during their working lives and wanted to get the best retirement income to suit their needs.
    Read more

    Jeremy and Holly - couple in their early 30's starting a family.
    Jeremy and Holly were expecting their first child when they approached us for
    advice. They wanted to have their affairs fully in place before the arrival
    of their child and all the demands that accompany this major event.
    As a conscientious couple they wanted to make sure that provision
    was in place. Read more

     

     

  • Charity work.

    We give back to our community and have strong charity links. Each year we choose a specific charity to support. This year our charity is CLAPA that does valuable work for families with children born with cleft lips and palates.

    Having a cleft can have a dramatic effect on eating, speech and hearing and a massive impact on children’s lives. The work and support of CLAPA means children can, after corrective surgery go on to lead completely normal lives. Please takea look at their work at www.clapa.com

    Charity is so important to us that every time a client refers a member of their family, a friend or a colleague to Atherton York, we will donate £25 to our supported charity or alternatively to a charity of their choice.

    We also take part in financial awareness programmes that educate some less well off families about how to organise their finances. We invest our own time in these schemes because they help those most need, but less able to pay for valuable financial advice which can make a real difference to them.

Our services.

Atherton York provides financial planning advice for both individuals and companies. Our advice is completely independent and covers the entire market.

  • FOR INDIVIDUALS.

  • Financial planning for individuals.

    We don’t just work with money, we work with people
    and making their hopes a reality.

    Financial planning is about choices and making your money work for you in
    the best way possible. We can help you to plan and use your money wisely so
    you can lead the life that you want to and achieve
    your goals.

    We’re experienced in working with all types of people from all walks of life
    and with all types of financial goals. So whether you’re just staring out and
    want to make sure you plan for your future, have recently experienced a life
    event such as getting married or having a child and want to plan for your
    loved ones or are reaching retirement and want to live life to the full - we can
    help.

  • Services for individuals.

    Atherton York provides financial planning advice which is independent and covers the entire market. Services we offer are:

    Investment 
    strategy *

    for an appropriate level of risk and return to maximize your assets, using products suchas savings accounts, ISAs and general and alternative investments.

     

         Click here to download our      
         Guide to NISAs

    Pension strategy *

    to effectively manage your pension portfolio and safeguard your retirement plans.


    Download our Guide to Pension Freedoms and Pension Consolidation.

     

    Financial protection

    to plan for potential disasters and threats to your financial plan and identify protection strategies including life assurance, critical illness and health insurance.

    Tax planning +

    to maximise the tax efficiency of any strategy and minimise your tax liability incorporating mitigation strategies and assisting with self-assessment, wills, trusts and probate.

     

    Click here to download our Guide to Inheritance Tax Planning

     

    Cash flow analysis

    of your incomings and outgoings, to forecast for key life events such as children, university fees and retirement and structure your finances wisely.

     

    Please Note:

    * The value of investments can fall as well as rise. You may get back less than you invest.

     

    + The Financial Conduct Authority does not regulate tax advice, Will writing or Trusts.

  • Fees.

    Our first meeting with you is free and without obligation.

    After agreement to become a client of Atherton York, our services will be paid for through a set up fee and an ongoing percentage fee from funds you have under our management. Alternatively, if you would prefer, our fees can be agreed as a fixed annual amount and paid monthly by standing order.

     

  • Case studies

    We work with all different types of people, with lots of different circumstances. See our case studies below to see how we have assisted clients in the past.

     

     Jack and Sharon,  retired, Cambridge
     

     "My wife and I have found  Neal Hall at Atherton York  cares about us as  individuals, which is a  rare trait these days...      More


     Jeremy and Holly


     Jeremy and Holly were  expecting their first child  when they approached us  for advice. They wanted to  have their affairs full in  place... More

     
     Patricia and Bill


     Patricia and Bill were in  their mid 50s and close to  retirement when they  approached Atherton York  for financial advice. They  wanted the best income  possible... More

     

  • FOR COMPANIES.

  • Auto Enrolment.

    Every company has to offer a Workplace Pension Scheme to its staff from its staging date.

    Because this is such a complex area of planning we have chosen to create a seperate business entirely focussed on Auto Enrolement called Pension Navigator.

    This company is a joint venture between Atherton York Chareterd Financial Planning and Embrace Financial Consulting.

    Pension Navigator is a joint venture developed by Atherton York Chartered Financial Planners and Embrace Financial Consulting. 

    'We wanted to set up a company that would purely focus on the important area of corporate pensions and Auto Enrolment." Neal Hall, Principal of Atherton York & Co-Director of Pension Navigator

    "It seemed logical to create a new firm that would allow us to provide the dedicated service that we know businesses want and need. Teaming up meant Neal and I could pool our skills and resources." Nick Arbin, Managing Director of Embrace Financial Consulting & Co-Director of Pension Navigator

  • Financial planning for companies.

    Finding the right supplier for your corporate pension and
    benefits can be tricky.

    You want a team with enough experience to be the best at what they do
    and give you the corporate service you need, but personal in their
    approach, treating your staff as individuals and giving them the best
    advice possible.

    Atherton York’s very experienced team gives you the best of both
    worlds. Working with us you get the personal service that is valued so
    highly, as well as access to our team’s experience of delivering
    corporate pension benefits for a range of businesses. We often find
    that employees value the work that we do with them through their
    employer so highly that they become personal clients.

    Choosing Atherton York means your business benefits from the
    security of working with a firm that’s part of a large
    national network of advisors. Our network recently won Network of the
    Year 2013 at the Money Marketing Awards and it provides our
    regulatory and legal framework as well as professional indemnity
    insurance, so you can be confident you’re dealing with the very best.

  • Services for companies.

    Atherton York provides Chartered financial planning advice which is independent and covers the entire market. Services we offer are:

    Business planning

    to work with businesses to develop their reward strategies and shareholder and partnership cover such as key man insurance and shareholder protection.

    Tax planning +

    to maximise the tax efficiency of your corporate employee strategy and minimise your tax liability. This may include salary sacrifice and childcare vouchers.and assisting with self-assessment, wills, trusts and probate.

     

    Employee benefit strategy

    to provide a comprehensive and flexible package of benefits to your employees such as group life assurance, critical illness and group health insurance.

    Pension strategy *

    to effectively manage your pension portfolio and safeguard your employees retirement plans including work place pensions, self invested personal pensions and auto enrollment.

    PLEASE NOTE:

    * The value of investments can fall as well as rise. You may get back less than you invest.

     

    + The Financial Conduct Authority does not regulate tax advice, Will writing or Trusts.

  • Fees.

    Our first meeting with you is free and without obligation.

    After agreement to become a client of Atherton York, our services will be paid for through a set up fee and an ongoing percentage fee from funds you have under our management. Alternatively, if you would prefer, our fees can be agreed as a fixed annual amount and paid monthly by standing order.

     

     

Our people.

Atherton York has a small but very experienced team. We are also part of a large national network of advisors that provide our regulatory and legal framework and well as professional indemnity insurance.

In this section

  • Neal Hall
    Chartered Financial Planner

    Neal is the Principal at Atherton York and a Fellow of The Personal Finance Society. His qualifications put him in the top tier of qualified advisors nationwide. He has over 20 years experience working as a financial services professional and has delivered personal planning to a wide range of individual and corporate clients. Neal likes sport and fitness and regularly runs half marathons, he is married with two young children.

  • Darren Smith

    Senior Associate

    Darren is a Senior Associate at Atherton York and has 28 years' financial services experience. Much of his career has been as a Premier Banking Advisor within HSBC Bank plc and later in his career as a Mortgage Specialist at Countrywide Mortgage Services. An expert in wealth and financial management products, Darren is married with three children.


     

Contact us.

To find out more about the services we offer and for a free,
initial no obligation meeting by phone or face to face please
call 0845 475 9009* or email info@athertonyork.co.uk 

You can also write to us or visit us at:

Atherton York Limited
29 The Green
London
N21 1HS

 

* Calls cost 5p per minute plus your phone companies access charge.


 

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